Community CRA - MLO

Description: • Originates Community Reinvestment Act (CRA) loans in an assigned community market serving primarily low to moderate income borrowers. • Develops referral relationships with realtors, builders, bankers, and other sources for the purpose of originating residential loans through ongoing sales efforts. • Takes mortgage applications, conducts preliminary underwriting reviews, and submits loan applications to processing. • Remains the front line contact with customers and realtors for follow up documentation needed to approve and close loan. • Deepens customer relationships by identifying opportunities to meet all customer needs. • Incumbents are expected to spend a minimum of 50% of their time conducting their activities away from U.S. Bank locations. Requirements: • High school diploma or equivalent • Typically at least one year of mortgage, sales, real estate, or banking experience • Ability to travel Benefits: • Healthcare (medical, dental, vision) • Basic term and optional term life insurance • Short-term and long-term disability • Pregnancy disability and parental leave • 401(k) and employer-funded retirement plan • Paid vacation (from two to five weeks depending on salary grade and tenure) • Up to 11 paid holiday opportunities • Adoption assistance • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Apply tot his job Apply To this Job