Deposit Operations Specialist II

Job title: Deposit Operations Specialist II in Saint Louis, MO at Stifel

Company: Stifel

Job description: Why Stifel:Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole.Let’s talk about how you can find your place here at Stifel, where success meets success. What You'll Be Doing:The Bank Specialist II interacts with customers to provide a variety of general information in response to inquiries about products and services. What We're Looking For:

• Process the daily balancing of exception items which includes both paid and returned NSF items, unposted items and check adjustments.


• Responsible for daily processing of requests for documentation, account verifications and requests for exceptions.


• Review, research and make corrections to deposit accounts and documentation.


• Responsible for communication with customers on unauthorized Electronic Funds Transfers (EFTs) and complete written statement of unauthorized debit form when necessary.


• Provide Automated Clearing House (ACH) support and online banking origination support.


• Performs account corrections with the Federal Reserve, deposit reject item repairs, and manages and reports abandoned funds in accordance with state requirements.


• Researches and resolves issues that impact client deposit accounts.


• Daily, monthly, and quarterly balancing of GL and internal DDA accounts.


• Respond to emails or phone calls regarding client or branch assistance with system or transaction support.


• Order and/or rush debit cards for clients.


• Mail notices for NSF and Chargebacks.


• Responsible for daily review of reports monitoring accounts and transactions.


• Assist with pulling information for audits, subpoenas, garnishments, or levies


• Work with Stifel Cash Management Accounts to process client transactions, process daily settlements, balance settlement accounts, manage card orders and issues, and review reports to resolve exceptions.

What You'll Bring:

• Understand and comply with all regulations, including the Community Reinvestment Act, Bank Secrecy Act, Fair Credit Reporting Act, etc.


• Knowledge of principles and processes for providing customer and personal services.


• Knowledge of administrative and clerical procedures and systems such as word processing, managing files and records, stenography and transcription, designing forms, and other office procedures and terminology.


• Selecting and using training/instructional methods and procedures appropriate for the situation when learning or teaching new things.


• Effective communication skills both verbal and written.


• Ability to consider the relative costs and benefits of potential actions to choose the most appropriate one.

Education & Experience:

• Minimum Required: High School Diploma or Equivalent


• Minimum Required: 2-4 years' experience in a financial institution

Licenses & Credentials:

• Minimum Required: None

Systems & Technology:

• Proficient in Microsoft Word, Excel, PowerPoint, Outlook

About Stifel:Stifel is more than 130 years old and still thinking like a start-up. We are a global wealth management and investment banking firm serious about innovation and fresh ideas. Built on a simple premise of safeguarding our clients’ money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success.While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations. Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more. Let’s talk about how you can find your place here at Stifel, where success meets success.At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off.Stifel’s bank and trust companies are equal opportunity employers. All candidates will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, veteran status, genetic information or any other protected characteristic under applicable law. If you would like more information regarding Equal Employment Opportunity rights and protections, please review the following information: Know Your Rights.Stifel is an Equal Opportunity Employer.

Expected salary:

Location: Saint Louis, MO

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