Principal Engineer, Fraud & Product Security

Job title: Principal Engineer, Fraud & Product Security in USA at HealthEquity

Company: HealthEquity

Job description: OverviewHow you can make a differenceThe Principal Engineer will design and deliver scalable software solutions that power HealthEquity’s fraud and security defenses. You will lead the development of secure, high-performance services - integrating real-time risk scoring, ML inference, and policy enforcement —all while ensuring reliability and performance. You will also guide senior engineers on best practices in secure coding, cloud architecture, and DevSecOps principles.What you’ll be doing

• Technical Solution Delivery: Architect and build microservices and APIs for fraud detection and authentication in Go or Rust, interfacing with event streams and AIML engines. Integrate model inference pipelines to provide sub-millisecond risk scores within transaction flows.


• Secure Development Practices: Conduct in-depth code reviews, enforce input validation and secure dependency management, and embed SAST/DAST scans into CI pipelines. Collaborate on threat models and remediation plans for newly discovered vulnerabilities.


• Cloud Infrastructure & Operations: Define and maintain IaC modules (e.g., Terraform/Cloud Formation) and Kubernetes manifests; optimize auto-scaling, fault-tolerance, and blue-green deployments. Build dashboards and alerts around service health, latency, error rates, and security incidents.


• Technical Mentorship:Pair-program and hold design workshops with senior and mid-level engineers, sharing patterns for secure gRPC, observability instrumentation, and resilient architectures. Develop internal documentation, run brown-bag sessions, and set engineering standards.

What you will need to be successful

• Bachelors in Computer Science, Software Engineering, Security or related.


• 8+ years software engineering experience, with 3+ years in security/fraud domains.


• Proficient in Go or Rust, with solid understanding of concurrent programming and distributed systems


• Experience designing and operating Kubernetes-based services with CI/CD pipelines.


• Expertise of cryptographic libraries, authentication protocols, and secure-coding guidelines.


• Advanced degree (M.S./Ph.D.) in Computer Science, Physics, Mathematics, or related.


• Experience integrating AI/ML models into production services.


• Knowledge of DevSecOps tooling and service meshes (e.g., Istio)


• Cloud certifications (Azure Solutions Architect, AWS Certified Security).

Proficiency in programming languages including Go, Rust, Java, and Python.Experience in container orchestration using Kubernetes and Helm.Strong understanding of security protocols and technologies such as JWT/OAuth2, TLS, and Vault.Experience with CI/CD pipelines using GitHub Actions, Azure DevOps, and Jenkins.Expertise in logging and metrics tools, including ELK, Prometheus, and Grafana.#LI-RemoteThis is a remote position.Salary Range$127000.00 To $180,000.00 / yearBenefits & PerksThe actual compensation offer is determined based on job-related knowledge, education, skills, experience, and work location. This position will be eligible for performance-based incentives as part of the total compensation package, in addition to a full range of benefits including:

• Medical, dental, and vision

• HSA contribution and match

• Dependent care FSA match

• Uncapped paid time off

• Adventure accounts

• Paid parental leave

• 401(k) match

• Personal and healthcare financial literacy programs

• Ongoing education & tuition assistance

• Gym and fitness reimbursement

• Wellness program incentives

Why work with HealthEquityWhy work with HealthEquityHealthEquity has a vision that by 2030 we will make HSAs as wide-spread and popular as retirement accounts. We are passionate about providing a solution that allows American families to connect health and wealth. Join us and discover a work experience where the person is valued more than the position. Click to learn more.You belong at HealthEquity!HealthEquity, Inc. is an equal opportunity employer, and we are committed to being an employer where no matter your background or identity – you feel welcome and included. We ensure equal opportunity for all applicants and employees without regard to race, age, color, religion, sex, sexual orientation, gender identity, national origin, status as a qualified individual with a disability, veteran status, or other legally protected characteristics. HealthEquity is a drug-free workplace. For more information about our EEO policy, or about HealthEquity’s applicant disability accommodation, drug-free-workplace, background check, and E-Verify policies, please visit our .HealthEquity uses Microsoft Copilot to transcribe screening interviews between candidates and their direct Talent Partner for note taking and interview summaries. By scheduling a screening interview with us, you consent to Microsoft Copilot’s AI technology recording and transcribing your interview with your Talent Partner. This information will be reviewed for accuracy and then used by HealthEquity to summarize the interview, ensure accuracy, and facilitate our hiring process. We take privacy seriously. You have the option to opt out. If you wish to opt out of this Microsoft Copilot transcription, please notify your Talent Partner in advance of the interview. If we do not receive an opt-out request from you, we will assume that you consent to the use of Microsoft Copilot.HealthEquity is committed to your privacy as an applicant for employment. For information on our privacy policies and practices, please visit .

Expected salary: $127000 - 180000 per year

Location: USA

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